اللَّهُمَّ إنِّي أعُوذُ بِكَ مِنَ الْهَمِّ وَ الْحَزَنِ ، وَ الْعَجْزِ وَ الْكَسَلِ ، وَ الْبُخْلِ وَ الْجُبْنِ ، وَ ضَلَعِ الدِّيْنِ وَ غَلَبَةِ الرِّجَالِ

Allahumma inni ‘a’udhubika minal hammi walhuzni Wal’ajzi walkasali walbukhli waljubni, Wa dal’id-daiyni wa ghalabatir-rajal

Oh Allah, I seek refuge in You from anxiety and sorrow, weakness and laziness, miserliness and cowardice, the burden of debts and from being over powered by men.

[sahih al-Bukhari 7:158, Al-Asqalani – Fath al-Bari 11:173]
said in times of worry and grief